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Where is the Money?

October 3rd, 2016 | Posted by admin in Benefits | News - (0 Comments)

Feds, Retirees to Pay 6.2% More in Health Insurance Premiums

Federal employees and retirees will pay 6.2% more on average for health insurance premiums next year. This unacceptably high increase will hit millions of Americans in the pocketbook, making coverage less and less affordable and will cause many to drop coverage.

“Like most other Americans, federal employees and retirees have seen their standard of living decline due to stagnant incomes and cost increases for basic goods and services,” AFGE President J. David Cox Sr. said. “This is an unacceptably high increase that will force many families to make difficult decisions about how to pay their bills.”

While employees enrolled in the Federal Employees Health Benefits Program will pay 6.2% more for their insurance premiums starting in January, the government’s share of those premiums will increase just 3.7%, according to the Office of Personnel Management.

For more information see

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life_insurance_

The Federal Government established the Federal Employees’ Group Life Insurance (FEGLI) Program on August 29, 1954. It is the largest group life insurance program in the world, covering over 4 million Federal employees and retirees, as well as many of their family members.

Most employees are eligible for FEGLI coverage. FEGLI provides group term life insurance. As such, it does not build up any cash value or paid-up value. It consists of Basic life insurance coverage and three options.

In most cases, if you are a new Federal employee, you are automatically covered by Basic life insurance and your payroll office deducts premiums from your paycheck unless you waive the coverage. In addition to the Basic, there are three forms of Optional insurance you can elect. You must have Basic insurance in order to elect any of the options. Unlike Basic, enrollment in Optional insurance is not automatic — you must take action to elect the options.

The cost of Basic insurance is shared between you and the Government. You pay 2/3 of the total cost and the Government pays 1/3. Your age does not affect the cost of Basic insurance. You pay the full cost of Optional insurance, and the cost depends on your age.

The Office of Federal Employees’ Group Life Insurance (OFEGLI), which is a private entity that has a contract with the Federal Government, processes and pays claims under the FEGLI Program.

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21st Annual Great America Trip/Picnic

July 30, 2016

GREAT AMERICA

GREAT AMERICA

 

Members Cost:

$40.00 Park Admission, Limit 5                                  ($68.99 value)

Includes:    FREE Meal (3:30 – 5:00)                           ($30.00 value)

Includes:    FREE Hurricane Harbor                             ($5.00 value)

Includes:    FREE Refillable Season Drink Bottles**     ($15.99 value )

Includes:    FREE Summer Thrill Pass- return thru 9/5    ($68.99 value)

Options: upgrade Thrill Pass to FULL Season pass- cost $15.00 at park

 (Includes Hurricane Harbor &  Fright Fest)

**Refillable Season Drink Bottles:  

1 free bottle for 1-3 tickets — 2 free bottles 4-5 ***LIMIT OF 100 (While supplies last)

 

PAYMENT METHODS

Cash:                         Exact Amount only, (No change available) ID Required

OR

Money Order:               Payable to: AFGE Local 1395 —— NO CHECKS

 WHERE TO  PURCHASE  TICKETS

Union Office:                Wed. – Fri. 12:00 to 1:00 —- (Lunch only)

EFFECTIVE: Thursday July 7th

MAIL IN DEADLINE JULY 17, 2016Tickets By Mail:

AFGE Local 1395

ATTN: Great America

600 W. Madison, 6th fl., Chicago, IL 60661

312-575-5615

(Must include: Full Name, Mailing Address, & Daytime Phone,

                                  Money orders only)

 

                                                   NO REFUNDS

 

     

FREE ALL-YOU-CAN-EAT LUNCH

Southern Fried Chicken,

Grilled Chicken Breast w/lettuce, tomato, bun

Hot Dogs, Corn Cobbette,

Mostaccioli w/Marinara Sauce

Potato Salad, Pasta Salad,  Potato Chips, Fruit Medley,

Premium Ice Cream

 Classic Coke, Diet Coke, Sprite, & Lemonade

                                                                                     

 

 

Where are the Discounts?

May 6th, 2016 | Posted by admin in Benefits - (0 Comments)
Discounts

Discounts

Buying A Home

April 18th, 2016 | Posted by admin in Benefits | Did you know? | News - (0 Comments)
Home Sweet HomeThe Union Plus® Mortgage program, with financing available through Wells Fargo Home Mortgage, can help you purchase a home while also receiving special benefits by virtue of your union membership.

For qualifying members, exclusive benefits include a $500 My Mortgage GiftSM award1 from Wells Fargo Home Mortgage and, from Union Plus, special hardship assistance and the opportunity to earn a $500 First-Time Home Award.

New! $1,000 Mortgage Veterans Grant program for union members who’ve served in the U.S. armed forces.

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T here was good news and not-so-good news regarding the pay raise for 2016. The good news was that for the first time in six years, we finally got an increase in locality pay. In addition to a 1% across-the-board nationwide adjustment, federal employees will receive a locality increase between 0.1% and 0.6% depending on where they work.

Thirteen new localities were added this year, and all will receive slightly more than they would have if they’d remained in the Rest of U.S. locality. None of the locality increases was large. Only 0.3% of payroll was devoted to locality increases.

But the expansion of the number of localities to 13 additional areas was a tremendous achievement. Even though those localities got extremely small locality increases this year, it is important to recognize that they’re now “in the game” and eligible for bigger increases in the future. The not-so-good news was the size of the overall raise. At 1.3%, it is nowhere near enough to make up lost ground for five years of near-zero pay adjustments. The average pay gap between the public and private sectors is 35%, and despite a law instructing Congress to close that gap, small pay adjustments have grown that gap rather than shrink it. It will be up to AFGE members to mobilize support for bigger and better pay raises in the future.

The not-so-good news was the size of the overall raise. At 1.3%, it is nowhere near enough to make up lost ground for five years of near-zero pay adjustments. The average pay gap between the public and private sectors is 35%, and despite a law instructing Congress to close that gap, small pay adjustments have grown that gap rather than shrink it. It will be up to AFGE members to mobilize support for bigger and better pay raises in the future.

 

MONEY! MONEY! MONEY!

January 22nd, 2016 | Posted by admin in Benefits | JOIN AFGE - (0 Comments)

AFGE LOCAL 1395 

MEMBERSHIP DRIVE 

MONEY

AFGE WORKING FOR YOU

     New Member Rebate:  $100.00

     Recruiter Rebate:          $50.00

       (recruiter must sign application)

       DEADLINE:  02/28/2016

 

 

Membership application link:    Join AFGE

“Strength Comes In Numbers”

  Questions: 312-575-5614

 

See Link:  Why Join AFGE!

Why Join AFGE

AFGE & ME:

Need A Lawyer?

January 14th, 2016 | Posted by admin in Benefits | Did you know? - (0 Comments)

legal

Legal Services Program

In legal matters, union members rely on expert advice. And to help find lawyers who can answer their personal legal questions, members can consult the Union Plus Legal Service. Our database of union-approved lawyers contains more than 1,700 law offices nationwide. The database also includes lawyers who focus on immigration law.

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Planning for College

January 8th, 2016 | Posted by admin in Benefits | College Assistance - (0 Comments)

Union Plus programs can help you save:

College Assistance

College Assistance

Be In the KNOW! Sign UP..

December 28th, 2015 | Posted by admin in Benefits | Did you know? | JOIN AFGE - (0 Comments)

Sign up for Updates from AFGE!

In order for you to know the latest events for your local and your agency, and to see how you and your colleagues can stand up for government workers, we need to make sure we can get in touch.

Fill in your home email address and your personal cell phone number (never your government phone), and we’ll add you to our email list.

LINK TO UPDATES